1. Agreeing to these terms
approvalscanada.ca is operated by Allstar Auto Finance Ltd., doing business as Approvals Canada ("we", "us"). By using approvalscanada.ca or sending a request, you agree to these terms and to our privacy policy. If you do not agree, please do not use the website.
2. What we do
Approvals Canada helps Canadians get approved for vehicle financing and into a vehicle. We work with you directly: we take your application, obtain your credit report with your consent, submit your application to our lending partners, and arrange your vehicle through our dealer partners. We are not a lender. Nothing on this website is financial, legal or tax advice.
3. Who can use it
You must have reached the age of majority in your province or territory and live in Canada. You must give true and complete information.
4. The information you give us
You confirm that what you submit is accurate and that it is about you or that you are authorised to give it. Giving false information may lead a lender to refuse your request. You consent to us sharing your request with lenders and dealers as described in our privacy policy.
5. No offer or guarantee
Content on this website, including the payment calculator, is general information and estimates. It is not an offer of credit or a promise of approval, a rate or terms. Only a lender can make you an offer, and only the lender's written terms bind you to it.
6. Lenders, dealers and other websites
Lenders and dealers are independent businesses. Their products, vehicles, decisions and terms are their own responsibility. We do not control other websites we link to and are not responsible for them.
7. Calls and emails
By sending a request you agree that we, and lenders and dealers who receive it, may contact you by phone and email about it. Lenders and dealers contact you under their own terms and privacy policies. Text messages from Approvals Canada are covered in the next section and are sent only if you opt in. You can withdraw consent at any time: use the unsubscribe link in an email, or tell us on the phone.
8. Text Messaging Program (SMS and RCS)
Program name: Approvals Canada Messaging.
Program description: When you submit a request or application on approvalscanada.ca and check the text messaging consent box, you agree to receive text messages (SMS or RCS) from Approvals Canada about your vehicle financing application, such as request confirmations, application status updates, document requests and follow-ups from our team, and occasional offers and promotions from Approvals Canada.
Message frequency varies based on your application.
Message and data rates may apply.
To stop receiving messages, reply STOP at any time. You will receive one final message confirming you have been unsubscribed, and no further messages will be sent unless you opt in again.
If you change or deactivate your mobile number, please let us know or reply STOP from the old number.
For help, reply HELP or contact us at info@approvalscanada.ca or +1 587 330 4158.
Consent to receive text messages is not a condition of using our services or obtaining financing.
Carriers are not liable for any delayed or undelivered messages.
Your mobile number and text messaging consent will not be shared with third parties for their marketing purposes. See our Privacy Policy for details.
9. Using the website properly
You agree not to misuse the website. That includes submitting false or someone else's information, attempting to break or overload the site, scraping it, or using it to send spam or commit fraud.
10. Our content
The website, its design, text, images, the Approvals Canada name and logo belong to us or our licensors. You may view and print pages for your personal use. You may not copy or reuse them for other purposes without our written permission.
11. Disclaimers
To the extent the law allows, the website is provided "as is" and "as available". We try to keep it accurate and running, but we do not promise it will be error-free or always available. Nothing here removes rights you have under consumer protection laws that cannot be waived.
12. Limits on our liability
To the extent the law allows, we are not liable for indirect or consequential losses, or for any decision, act or omission of a lender or dealer. Nothing in these terms limits liability that the law does not allow to be limited, including for intentional or gross fault, and your non-waivable rights as a consumer in Quebec or elsewhere are unaffected.
13. Changes
We may update the website and these terms. The updated terms apply from the date shown. Using the website after that means you accept them.
14. Governing law
These terms are governed by the laws of the province or territory where you live and the federal laws of Canada that apply there. You may bring a claim in the courts where you live.
15. Contact
Questions about these terms? Contact us at info@approvalscanada.ca, +1 587 330 4158, or 329 Howe St, Unit #768, Vancouver, BC V6C 3N2.